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Item Din experiența internațională a managementului sistemului financiar(IEFS, 2012) Certan, IonXX centuries marked the world economy by an intense process of globalization that impose an intensification of trade and investment flows among countries. Therefor the economy of countries that access the international arena must be prepared to survive in a taft competition in order to benefit from this opportunities. Thus competitiveness becomes an important aim to be achieved and main target for economies of developed countries as well as developing ones. Meanwhile efficient development of national economy of any country is highly dependent of access to financial markets, including international ones, that underline the necessity of financial system globalization. The increase of capital markets turnover that caused necessity of adjustment of national financial system to international ones, remain much bigger and important, even the process of globalization generated a big growth of goods and services transactions or labor force movement among the countries.Item Reforme și politici în economia Republicii Moldova(IEFS, 2012) Certan, Simion; Certan, IonRepublic of Moldova, since independence, decided to consolidate its plase among the democratic nations and open to reform economy in order to integrate it in european and international circuit as well as in the process of globalization. Reform of national economy was orientated towards substitution of an old, outdated and almost collapsed socioeconomic system by one capable to ensure the continued progress in society. Thus this reform could be done through revercing the ratio between state-owned and private property, reduction or even excusion of state intervention in economy, establishment and development of market economy tools and instruments. Unfortunatelly the concept adopted for implementation was designd as is form scratch that does not consider ongoing changes, local particularities and specifics. Therefor it caused loses in time and money in almost all branches of national economy and led to growth of discrepancy among them and related to neighborhood ones. The proposed essay consider a sintez of reforms evolution and economic policies efects, free trade and concurence, fiscal and investment policies applied in national economy, as well as their ajustment to best practicies and market economy requirements.Item Împrumutul şi creditul bancar în circuitul financiar din economia naţională(IEFS, 2011) Certan, IonNowadays Republic of Moldova makes efforts to reform its economy. The starting point for the reconstruction of national economy is foundation and development of a finance system based on modern and efficient principles and mechanisms. The article considers one of the main directions in development from the current situation within the sources of financing like as credit as their present and future microfinance system. This article considers the ways of formation and distribution of financial sources.