SMEs lending in conditions of crisis in banking system

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dc.contributor.authorPanfil, Cristina
dc.contributor.authorIliadi, Gheorghe
dc.date.accessioned2021-09-29T08:19:50Z
dc.date.available2021-09-29T08:19:50Z
dc.date.issued2016
dc.descriptionReferinţe bibliografice: p. 84 (6 titl.). JEL Classification: Q53, Q57.en_EN
dc.description.abstractSmall and Medium Enterprises have a particularly important role, as it influences on solving economic, social, technical- scientific problems and many others. Development of SMEs sector leads to prosperity increase, living standards rise and growth of competitiveness - which are significant matters for both developing and industrialized countries.Restraints with SMEs lending will strain economic path. In case of exaggerate restraints, SMEs which have at the sole of their activities credits will be in trouble, as the interest rates are high, it is difficult to contract loans and it is tough to keep up with the loan reimbursement schedule. For banks lending to SMES is a consistent and weighty source of business activity. They make double effort to keep crediting at the same level during crisis. Therefore, banking sector is also interested in reducing the negative influence of base rate rise and other banking regulations regarding crediting that have bad influence. As a rule these regulations have a tendency to tighten the lending activity, as crediting terms are tougher. The goal of this paper is to analyse all the problems SMEs face during contracting credits and to give possible ways for an efficient entrepreneurship growth.en_EN
dc.identifier.citationPANFIL, Cristina, ILIADI, Gheorghe. SMEs lending in conditions of crisis in banking system. In: The Journal Contemporary Economy = Revista Economia Contemporană. 2016, vol. I, nr. 2, pp. 78-84. ISSN 2537-4222.en_EN
dc.identifier.issn2537-4222
dc.identifier.urihttps://rses.ince.md/handle/123456789/1312
dc.language.isoenen_EN
dc.publisher”Independenţa Economică”en_EN
dc.subjectsmall and medium enterprisesen_EN
dc.subjectbanking loansen_EN
dc.subjecteconomic growthen_EN
dc.subjectcrisisen_EN
dc.titleSMEs lending in conditions of crisis in banking systemen_EN
dc.typeArticleen_EN

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