Rolul creditării bancare în finanțarea întreprinderilor din Republica Moldova
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Date
2023
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Abstract
The article reveals the problem of SMEs access to finance and the role played by
banks in financing entrepreneurial activity. The purpose of the research is to analyse the role of bank
lending in financing enterprises in the Republic of Moldova. Research methods used: literature
review, analysis of statistical data, comparison and synthesis. It was determined that banks are the
main providers of external financing for businesses. At the same time, enterprises encounter
difficulties in accessing bank loans due to high interest rates, collateral requirements. Thus, in the
current economic conditions, a number of SMEs encountered difficulties in paying loans. It was stated
that in addition to improving the accessibility of traditional sources of financing, it is important to
diversify and promote alternative sources of financing.
Description
Text în lb. rom. Abstract în lb. engl. Referinţe bibliografice: p. 125 (7 titl.).
Keywords
finance, access to finance, SMEs, bank, bank lending, financial resources, alternative finance, finantare, acces la finantare, IMM-uri, banca, creditare bancara, resurse financiare, finantare alternativa, finantarea intreprinderilor, Republica Moldova, Republic of Moldova
Citation
IANIOGLO, Alina. Rolul creditării bancare în finanțarea întreprinderilor din Republica Moldova. В: Știință, Educație, Cultură = Наука, образование, культура: международная научно-практическая конференция, 32- ая годовщина Комратского государственного университета: cборник статей. Комрат, 2023, том 1: Экономические науки. Сельское хозяйство и перерабатывающая промышленность. Информационные технологии, математика и физика. Право и политические науки, cc. 121-125. ISBN 978-9975-83-255-7.