Sistemele de avertizare timpurie şi stress-testele – tehnici complementare de estimare a stabilităţii financiare sistemice
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Date
2015
Journal Title
Journal ISSN
Volume Title
Publisher
INCE
Abstract
Stabilitatea şi creşterea economică durabilă depinde, în mare măsură, de nivelul de evoluţie a economiei naţionale şi de stabilitatea sistemului financiar naţional. Stabilitatea financiară sistemică reprezintă o componentă esenţială în activitatea autorităţilor monetare, pentru menţinerea şi dezvoltarea continuă a sectorului bancar, considerat principalul responsabil de procesul de alocare eficientă a resurselor în economie. Monitorizarea eficientă este posibilă doar în condiţiile existenţei unor abilităţi de sinteză, analiză şi prognoză pentru interpretarea corectă a consecinţelor evoluţiei negative a unor factori micro- şi macroeconomici ce pot provoca: fluctuaţii nefavorabile ale principalilor indicatori economici, creşterea inflaţiei şi vulnerabilitatea sistemului bancar. Pentru a atinge acest obiectiv, autorităţile menţionate trebuie să posede un şir de tehnici de măsurare a stabilităţii financiare, de aceea, prin cercetare a fost realizată o sinteză succintă despre două tehnici importante pentru estimarea stabilităţii financiare sistemice.
Stability and sustainable economic growth, mainly depends on development level of national economy and on stability of national financial system. Systemic financial stability is an essential component for the activity of monetary authorities, in view of maintaining and continuously developing the banking system, which is primary responsible for the efficient allocation process of financial resources in economy. Efficient monitoring is possible only in conditions of existing skills of synthesis, analysis and forecast for proper interpretation of the consequences regarding the negative micro and macroeconomic factors’ evolution, which can cause unfavorable oscillations in main economic indicators, rise inflation and banking system vulnerability. In order to reach this goal, the mentioned authorities should possess a set of techniques for financial stability measurement. In this article the authors made a brief synthesis regarding two important techniques for systemic financial stability estimation.
Stability and sustainable economic growth, mainly depends on development level of national economy and on stability of national financial system. Systemic financial stability is an essential component for the activity of monetary authorities, in view of maintaining and continuously developing the banking system, which is primary responsible for the efficient allocation process of financial resources in economy. Efficient monitoring is possible only in conditions of existing skills of synthesis, analysis and forecast for proper interpretation of the consequences regarding the negative micro and macroeconomic factors’ evolution, which can cause unfavorable oscillations in main economic indicators, rise inflation and banking system vulnerability. In order to reach this goal, the mentioned authorities should possess a set of techniques for financial stability measurement. In this article the authors made a brief synthesis regarding two important techniques for systemic financial stability estimation.
Description
Abstract în lb. rom., engl. Bibliogr.: p. 50 (5 titl.). JEL Classification: G01; E60; E63; E66. CZU: 005.52:330.131.7:336.1(478).
Keywords
stabilitate financiara, sistemele de avertizare timpurie, tehnici, criza, early warning systems, techniques, crisis, financial stability
Citation
BĂLAN, Mariana, PERCIUN, Iulia, PERCIUN, Rodica. Sistemele de avertizare timpurie şi stress-testele – tehnici complementare de estimare a stabilităţii financiare sistemice. In: Analele Institutului Naţional de Cercetări Economice. 2015, nr. 2, pp. 45-50. ISSN 1857-3630; ISBN 978-9975-4326-6-5.