Cercetări financiare și monetare

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Author: search.filters.author.Colesnicova, Tatiana

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    The impact of macroeconomic factors on non-performing loans in the Republic of Moldova
    (,,Victor Slăvescu” Centre For Financial And Monetary Research, 2014) Clichici, Dorina; Colesnicova, Tatiana
    The purpose of this research is to estimate the impact of several macroeconomic variables on non-performing loans (NPLs) in the banking sector of the Republic of Moldova recently affected by global crisis. Using econometric multivariate linear regression analysis, we conclude that banking NPLs are affected nor only by distinctive features of the banking sector and the policy choices of each bank but also by macroeconomic environment: NPLs increase when GDP, exports, remittances decrease and when unemployment increases, however, our assumption about the relation between NPLs and private indebtedness has not been validated. We observed a substantial increase in the credit risk during the recent financial crisis period. Keywords: macroeconomic factors, banking system, nonperforming loans.
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    Analysis of macroeconomic shocks resistance of moldovan banking secto
    (ProUniversitaria, 2018) Perciun, Rodica; Colesnicova, Tatiana; Timofei, Olga
    Banks and the banking system are the most important financial institutions of any state. Interacting directly with all sectors of national economy, they help to address the main issues of redistribution of funds between individuals and companies, between various branches of national industry and attract investments, etc. In this way the country's economy and the banking sector are closely intertwined. On the one hand, the stability of the banking sector has a key role in ensuring an efficient allocation of financial resources and economic growth, and on the other hand, the evolution of the macroeconomic environment imprints on the state and stability of banking sector. This scientific work aims to determine the impact of macroeconomic indicators of the Republic of Moldova on the national banking sector, and based on the interdependence of macroeconomic and banking indicators to analyze how certain variables respond to different sources of shock in the economy.
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    Abordările de stress-test în sistemul bancar moldovenesc
    (INCE, 2014) Perciun, Rodica; Colesnicov, Alexandru; Colesnicova, Tatiana
    The approaches to the stress-test in the Moldovan banking sector are analyzed in the article. The Moldovan political sovereignty, independence, stability and sustainable economic growth depend from the level of development of the national economy and the stability of the national financial system. The financial stability is an essential component in the work of the monetary authorities to maintain and further development of the banking sector, primarily responsible for the efficient allocation of the resources in the economy