Cercetări financiare și monetare
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Item Aspectul investițional al asigurărilor. O analiză bazată pe teorie și practică(INCE, 2017) Timus, Angela; Ungur, CristinaCreșterea economică durabilă în contextul unui progres exponențial al informației și inovării trebuie să fie susținută prin investiții considerabile. În cadrul pieței investiționale, un rol important revine companiilor de asigurări care, în calitatea sa de asigurator, dețin volume considerabile de fluxuri fiind implicate în redistribuirea de fonduri pe piața investițională. Astfel, aspectul investițional al asigurărilor este prezentat într-o tratare sistemică prin analiza teoriilor și modelelor care evidențiază conexiunea asigurărilor cu investițiile. Metodele de studiu aplicate sunt tradiționale: analiza și sinteza, observația și prezentarea grafică. Pentru a realiza o analiză empirică a potențialului investițional al sectorului de asigurări au fost folosite metode de analiză statistică a datelor, dar și procedee şi tehnici eonomico-financaire. Lucrarea conchide prin determinarea factorilor care contribuie la dezvoltarea sectorului de asigurări, a premiselor și a posibilităților de valorificare a potențialului investițional al companiilor de asigurare.Item Relationships between financial intermediation and growth in Republic of Moldova(INCE, 2019) Timofei, OlgaThe banking sector in the Republic of Moldova is practically the only mediation link and, respectively, the transmission of monetary policy impulses on the one hand and storing information on its effects, being a defining element in the implementation of macroeconomic policies and an indispensable tool of boosting economic growth. Having a key role in the saving-investing process, financial intermediation is important in facilitating capital and risk transfer between borrowers and those who save. In this paper we intend to follow the existing relationship between the financial intermediation of the banking sector and the economic growth in the last years, in order to highlight the main impact factors.Item Role of diaspora investments for the community development(INCE, 2019) Iordachi, Victoria; Luchian, Ivan; Timus, AndreiCultivating and facilitating diaspora homeland investment has become a significant concern of many national governments and multilateral organizations. Diaspora policy becomes important as a means to strengthen migrants‘ affinity to the country of origin and encourage contributions to economic and social development. In this article we will analyze what determinants motivate diaspora to invest in their homeland for the community development to be able to elaborate adequate policies to involve all migrants working abroad in the country’s development, as well as their return home combined with business investment and knowledge transfer. In the final, there will be elaborated appropriate recommendations to describe what behavioral mechanisms can be exploited by policy-makers to increase the effectiveness of interventions for stimulation of diaspora investments for the community development.Item Tendinţa businessului mic şi mijlociu din Republica Moldova(IEFS, 2011) Deliu, Angela; Prodan, Olga; Birca, Iulita; Frasineanu, PantelemonÎn prezenta lucrare vom urmări tendinţa businessului mic şi mijlociu din Republica Moldova. În acest sens, drept bază de comparaţie a fost luat businessul mic şi mijlociu din statul european România.Item Politica fiscală a României şi căile de ieşire din criza economică(IEFS, 2011) Manole, Tatiana; Chirnoaga, CarmenÎn acest articol ne propunem de a ajuta mijloacele doctrinare in determinarea unui aspect al politicii financiare actuale, care are drept scop să vizeze criza economică în care România reprezinta o solutie de salvare pentru reducerea cheltuielilor publice. Prin urmare, ne propunem abordarea anumitor aspecte ale structurii de gestionare a cheltuielilor publice şi să ne construim o idée cu privire la posibilitatea aceastei măsuri de a genera o redresare economică.Item Inovarea şi creşterea economică în Republica Moldova(IEFS, 2011) Naval, Elvira; Timus, AngelaModelul de creştere endogenă de tipul Paul Romer, ce permite comensurarea cunoştinţelor şi inovaţiilor a fost adaptat la condiţiile Republicii Moldova. În acest model sectorul Cercetare-dezvoltare este examinat în calitate de sector de producţie separat, care utilizează cunoştinţele ca factor de producere pentru sporirea productivităţii marginale. În acest model se arată că o creştere economică echilibrată este determinată de randamentul brevetului de invenţie şi rata de discont dar şi de parametri politicii statului în domeniul inovaţiilor.Item Alternatives for bank loans on Moldovan market(INCE, 2016) Panfil, CristinaDifficulties in bank lending can strain economic path. In case of exaggerate restraints, SMEs which have at the sole of their activities credits will be in trouble, as the interest rates are high, it is difficult to contract loans and it is tough to keep up with the loan reimbursement schedule. For banks lending to SMEs is a consistent and weighty source of business activity. Due to recent disruptions in banking activity, the base rate raised and other banking regulations regarding crediting were negatively affected. As a rule these regulations have a tendency to tighten the lending activity as crediting terms are tougher. The goal of this paper is to draft the alternatives of financial support for SMEs which could supplant bank loans in order to stimulate efficient entrepreneurship growth.Item Generalizarea conceptelor ştiinţifice inovative privind creşterea economică cu o inflaţie optimă(INCE, 2016) Iliadi, GheorgheMaterialul publicat se bazează pe concepţiile economiei evoluţionistă, în ideile ştiinţifice mondiale, ocupă treptat poziţii de frunte în generarea noilor idei, în căutarea soluţiilor optime şi realizarea practică a acestora. Sunt propuse recomanlări știinţific argumentate pentru implementare în condiţiile actuale emerjente a economiei naţionale.Item International reserves management in the Republic of Moldova(INCE, 2017) Iordachi, Victoria; Tirlea, Mariana Rodica; Petrova, TatianaThe actuality of the given research is determined by the importance of establishing the adequate volume of international reserves held by the Central Bank. The main purpose of the article is investigation of new methods of calculating the adequate level of international reserves for emerging economies, proposed by the IMF and those existing in international practice. The main research methods were systemic analysis and logic synthesis. The main result obtained in this article, as a result of the research, is proposing a special approach in applying the IMF methodology in the Republic of Moldova, considering the dependence of the economy on the export of labor. The conducted calculations show a significant decrease in the level of international reserves of NBM over the past two years and their approach to the critical value. To overcome internal imbalances, the international reserves management should suppose the accumulation of a higher volume than the average, which would partly compensate the shortcomings in implementing reforms of transforming the economy of the Republic of Moldova, improving their efficiency and quality of domestic policy.Item World economy post-crysis developmen(INCE, 2016) Garstea, Sergiu; Birca, Iulita; Gribincea, AlexandruOnce the acute phases of the financial and euro crises were over, it was clear that it would take time for advanced economies to recover. The history of past financial crises gave a clear warning that recovery would typically be long and painful. The aim is to investigate the state of the world economy to make some conclusions for the less advanced countries, like Moldova. Research methodology involves analytical, comparative, foresight, induction and deduction methods. New development and planning institutions presume the rejection of forms of bureaucratic centralism and base on network forms of organization of the subject and the process of production, trade and services.