Browsing by Author "Perciun, Rodica"

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2015 summing-up of banking financial sector of the Republic of Moldova
(INCE, 2016) Perciun, Rodica; Popa, Viorica; Balan, Mariana
Economic and political uncertainty in recent years has adversely affected the activity of Moldovan banks unfavoring the dynamics of the national economy. The 2015 year can be considered a "rigid" year for the Republic of Moldova, built by the liquidation of three financial institutions at the NBM decision (CB "Unibank" SA, CB "Banca Sociala " SA and BC "Banca de Economii" SA), and the tightening of the monetary policy. That has led to mistrust of the population in this sector, creating problems with bank loans and deteriorating of bank asset. However, commercial banks during 2015 remained sufficiently liquid and capitalized (exceptionis CB "Unibank" SA, CB "Banca Sociala" SA and BC "Banca de Economii" SA). This article aims to research the financial and banking sector from the Republic of Moldova in 2015 in terms of uncertainty. Therefore, the novelty of the article lies in the analysis of the banking sector from the Republic of Moldova under the main financial prudential indicators. The main research methods were: systemic analysis, synthesis, monographic, logic, etc. The main scientific results obtained in the article, as a conclusion of the research are the identification, analysis of the main activity of the banking sector and the proposed set of recommendations on strengthening the financial stability framework in the Republic of Moldova.
Abordările de stress-test în sistemul bancar moldovenesc
(INCE, 2014) Perciun, Rodica; Colesnicov, Alexandru; Colesnicova, Tatiana
The approaches to the stress-test in the Moldovan banking sector are analyzed in the article. The Moldovan political sovereignty, independence, stability and sustainable economic growth depend from the level of development of the national economy and the stability of the national financial system. The financial stability is an essential component in the work of the monetary authorities to maintain and further development of the banking sector, primarily responsible for the efficient allocation of the resources in the economy
Alternative de finanțare a microîntreprinderilor. (Partea I-a)
(INCE, 2018) Tirlea, Mariana Rodica; Perciun, Rodica
In order to achieve the goals for which an micro-enterprise has been set up, it needs financial resources. Financial resources are used to meet the enterprise's overall needs in order to achieve its strategic objectives. Micro-enterprises are in a continuous search for funding resources to acquire fixed and current assets that result in an increase in equity. Of course, alternatives for purchasing and financing enterprises depend on the stage of development in which they are positioned and their interests at a certain stage of their development. Financial resources influence the capital of the enterprise differently, depending on their sources of origin, size and structure. Our research, which resulted in a large study of 200 micro-enterprises, has both, theoretical and practical aspects, being carried out in two parts: the first part entitled "Financing alternatives for micro-enterprises" and the second part: "Practical aspects of financing of micro-enterprises".
Analiza politicii bugetare a Republicii Moldova
(IEFS, 2011) Perciun, Rodica; Septelici, Viorica; Timus, Angela
In the whole system of state macroeconomic policy, the budget policy occupies a main place. The national budget generates the increasing public spending, consumption and investments, state measures to avoid shocks, etc. In this paper, the authors have made Moldova's budgetary policy analysis, emphasizing on the main components of national public budget.
Analiza principalelor măsuri ale politicii fiscale Republicii Moldova: realități, prognoze și impactul acestora
(IEFS, 2011) Perciun, Rodica
One of the main ways of participation of natural and legal persons in setting up the general funds of the society to cover existent needs and state development are taxes and fees. This paper contains analysis of the main elements of fiscal policy and its results for 2010 year. Also, the author relates about some trends of fiscal policy in the Republic of Moldova as well as shows their impact on the national public budget establishing process.
Analiza sistemului bugetar din Republica Moldova
(IEFS, 2012) Perciun, Rodica; Pascari, Ludmila
In the public finance system, are reflected the results of the activity of millions of people. Their participation in the funds establishment and the redistribution of money funds between various beneficiaries has a great impact on economic and social development. That is why a development of financial relations is not random and must be regulated in a rigorous manner. The authors describe, as well as, in this paper the evolution of all component elements of the whole public finance system.
Analysis of macroeconomic shocks resistance of moldovan banking secto
(ProUniversitaria, 2018) Perciun, Rodica; Colesnicova, Tatiana; Timofei, Olga
Banks and the banking system are the most important financial institutions of any state. Interacting directly with all sectors of national economy, they help to address the main issues of redistribution of funds between individuals and companies, between various branches of national industry and attract investments, etc. In this way the country's economy and the banking sector are closely intertwined. On the one hand, the stability of the banking sector has a key role in ensuring an efficient allocation of financial resources and economic growth, and on the other hand, the evolution of the macroeconomic environment imprints on the state and stability of banking sector. This scientific work aims to determine the impact of macroeconomic indicators of the Republic of Moldova on the national banking sector, and based on the interdependence of macroeconomic and banking indicators to analyze how certain variables respond to different sources of shock in the economy.
Analysis of the macroeconomic effects of population aging in Romania using non-linear models
(2016) Balan, Mariana; Perciun, Rodica
Demographic ageing has turned lately into an extremely sensitive and sometimes thorny issue with deep impact on all generations and on most fields of economic activity. Romania, just like any other European countries is faced currently with demographic decrease. The demographic changes of the next decades are susceptible of having a sign Demographic ageing as such, negatively affects GDP growth by diminishing capita, especially for the future, mainly because of the decline in the employed population segment. In this context, knowing the future evolution of population plays a determinant role in adopting measures and policies for economic growth. The paper intends, in this stage of research, to analyse and forecast the -linear models.
Arhitectura managementului securității alimentare în Republica Moldova
(Academia de Științe a Moldovei, 2018) Perciun, Rodica; Oleiniuc, Maria
The article represents the results of the research of the institutional and normative framework of food security. The actuality of the research is shown by the fact that following the changes that took place in the third millen-nium, especially the risks that determine the low level of food safety at international level and nationally, every country, regardless of its level of development, must develop and implement laws, regulations and decisions on ensuring food security in order to improve and improve the situation. The scientific methods used by the authors are: analysis and synthesis, induction and deduction, history and logic, table and graphics. The results obtained from the authors’ in-vestigation focus on the situation regarding the institutional and normative framework regarding food security in the Republic of Moldova.
Assessing the Risk of Fraud in the Internal Audit Missio
(Center for Studies in European Integration (CSEI), Academy of Economic Studies of Moldova (ASEM), 2019) Bulat, Inga; Perciun, Rodica
The purpose of an internal audit is to provide advice and provide objective assurance on the effectiveness of the managerial internal control system by providing recommendations that ensure and contribute to improving the work of the public entity. By assessing systems, processes, high-risk activities in the presence of errors, fraud, irregularities or significant non-conformities. The reality shows that, depending on the determinants, synthesized in pressures, opportunities and attitudes, there are significant differences in the risk of fraud. Differences can be identified at different levels of the internal control system, areas of activity and in different times, between financial years. The risk of fraud and corruption must be managed by the entity's management but also regularly evaluated by the internal auditor in conducting audit engagements. The establishment, assessment of the control environment and the management of major risks with a high degree of fraud implies a concise mechanism of effective activities in the prevention of fraud and corruption at entity and process level. This article will outline the basics of fraud in the public entity, the assessment of fraud risk by internal auditors using non-statistical models and indicators.
Assessing the risk of fraud in the internal audit mission
(„Independenţa Economică”, 2019) Bulat, Inga; Perciun, Rodica
The purpose of an internal audit is to provide advice and provide objective assurance on the effectiveness of the managerial internal control system by providing recommendations that ensure and contribute to improving the work of the public entity. By assessing systems, processes, high-risk activities in the presence of errors, fraud, irregularities or significant non-conformities. The reality shows that, depending on the determinants, synthesized in pressures, opportunities and attitudes, there are significant differences in the risk of fraud. Differences can be identified at different levels of the internal control system, areas of activity and in different times, between financial years. The risk of fraud and corruption must be managed by the entity's management but also regularly evaluated by the internal auditor in conducting audit engagements. The establishment, assessment of the control environment and the management of major risks with a high degree of fraud implies a concise mechanism of effective activities in the prevention of fraud and corruption at entity and process level. This article will outline the basics of fraud in the public entity, the assessment of fraud risk by internal auditors using non-statistical models and indicators.
Avantajele implementării instrumentelor digitale în managementul producției întreprinderilor agricole
(INCE, 2022) Perciun, Rodica; Amarfii-Railean, Nelli
Digitalizarea sectorul agricol este una din prerogativele strategice de dezvoltare durabila a acestui sector și a economiei in ansamblu. Agricultura digitala este cea mai eficienta și necesara abordare pentru transformarea prin utilizarea tehnologiilor informaționale in sporirea rentabilitații și sustenabilitații in agricultura. Inovarea tehnologica in ultimele cercetari din domeniul este considerata o soluției pentru țarile agro-industriale, iar tehnologiile agricole, bazate pe produse IT, automatizare și robotizare, folosite la scara larga catalizeaza creșterea productivitații și a profitabilitații activitaților agricole. In aceasta cercetare ne-am propus analiza avantajelor utilizarii instrumentelor digitale in managementul intreprinderilor agricole prin testarea platformei digitale „BioFuraje” prin implementarea ei in managementul producției entitaților agricole autohtone. Cercetarea a fost efectuata in cadrul Programului de stat 20.80009.0807.22 Dezvoltarea mecanismului de formare a economiei circulare in Republica Moldova.
Capitalul intangibil, managementul inovaţional şi tehnologiile – trei elemente esenţiale ale societăţii bazate pe cunoaştere
(AGEPI, 2011) Perciun, Rodica
Noua economie reclamă o regândire a teoriei factorilor de producţie. Cunoaşterea devine componenta esenţială a sistemului modern de dezvoltare. Suportul societăţii bazate pe cunoaştere este constituit din trei elemente principale: capitalul intangibil, managementul inovaţional şi tehnologia informaţiei.
Circular economy in practice: key actors in sustainable transformation.
(INCE, 2023) Perciun, Rodica; Savga, Larisa; Iordachi, Victoria
This article explores the essential contribution of different actors in promoting and implementing the circular economy, a sustainable economic model that aims to minimize waste and maximize resources. The article provides a comprehensive insight into how the circular economy is being put into practice and underlines the importance of involving all actors in this sustainable transformation. By looking at the roles and collaborations between governments, companies, non-governmental organizations and citizens, this article provides a detailed insight into how the circular economy comes to life in practice. It emphasizes the contribution of key actors such as governments, who can enact policies and laws favorable to the circular economy, and companies, who can develop innovative products and processes. The article also highlights the active involvement of non-governmental organizations in educating and raising public awareness of the benefits of the circular economy and how citizens can contribute through responsible consumption practices. Through case studies and concrete examples, the article illustrates how these key players are working together to create a more sustainable supply chain and economic environment. In conclusion, it is emphasized that the collaboration between these actors is essential for achieving a successful transition to the circular economy and for building a greener and more sustainable future. This paper was supported by the State Program 20.80009.0807.22 Development of the mechanism for the formation of the circular economy in the Republic of Moldova.
Comunicarea în afaceri : Suport de curs
(INCE, 2021) Perciun, Rodica
Comunicarea reprezinta o componenta esențiala și indispensabila a vieții și activitații omului. Aceasta este prezenta peste tot: in viața cotidiana, in organizațtii, in business, viața sociala. "Totul comunică" - acesta este mottoul, care reflecta cel mai bine impactul pe care il are fenomenul comunicarii asupra existenței umane. Orice ființa umana are aceasta nevoie instinctiva de a comunica. Tocmai de aceea, inca din cele mai stravechi timpuri, oamenii și-au creat diverse limbaje vorbite sau scrise, pentru a putea comunica unii cu alțtii. In afaceri, mai mult ca oricand, comunicarea este importanta pentru atingerea scopurilor și rezultatelor contante. Un om de afaceri sau manager poate avea formulate cele mai bune planuri de afaceri, sa aiba cei mai pregatiți angajati, resursele necesare, dar, daca nu va reuși sa-și exprime eficient intențiile și strategiile, nu se va bucura de succes.
Consideraţii privind conceptul de securitate economică a statului
(INCE, 2015) Perciun, Rodica
Acest articol reflectă anumite viziuni ale autorului asupra noţiunii de securitate a statului. Autorul combină mai multe idei despre securitatea naţională, securitatea economică şi cea financiară. Tot aici sunt aduse definiţii ale conceptului de securitate a statului, este arătat rolul şi importanţa securităţii economice, sunt enumerate componentele principale şi factorii ce influenţează securitatea economică a statului.
Consumul durabil în condițiile dezvoltării sustenabile: viziuni și abordări
(INCE, 2022) Perciun, Rodica; Ganea, Victoria; Turcan, Rina; Turcan, Iuliu
Actualitatea cercetarii este determinata de fundamentarea teoretico-metodologica insuficienta a consumului durabil ca parte indispensabila a dezvoltarii sustenabile pentru sistemele economice aflate in proces de transformare, ca de exemplu, cel al Republicii Moldova. Acest lucru necesita conceptualizarea și dezvoltarea in continuare a metodologiei durabilitații in economie. Abordarile teoretice ar trebui sa se poata adapta la specificul țarii noastre, luand in considerare influența factorilor naturali, economici și instituționali. Necesitatea științifica de a analiza teoria general acceptata a consumului durabil prin prisma dezvoltarii sustenabile este determinat și de faptul ca cunoașterea metodologica fundamentala a existentului model acceptat, va permite evaluarea potențialului și stabilirea condițiilor de limitare a organizarii sociale asupra resurselor de mediu. Obiectivul studiului consta in analiza aplicabilitații interpretarilor moderne ale dezvoltarii sustenabile și consumului durabil la condițiile economiei naționale. Ipoteza este formulata pornind de la rezultatele prezentate in secțiunea de analiza a literaturii de specialitate și consta in faptul ca unul din pilonii de baza a dezvoltarii sustenabile este consumul durabil. Demersul de cercetare este de tip teoretizat, intrucat se pliaza pe aspectul evoluției noțiunii de sustenabilitate (dezvoltare durabila), precum și pe punctele de plecare care au facilitat plasarea accentelor pe consumul durabil. De asemenea, pe parcursul cercetarii au fost aplicate: interpretarea rezultatelor descrise in literatura de specialitate, teoria resurselor epuizate, analiza sistemelor, analiza comparativa. Rezultatele obținute vor indica daca dezvoltarea durabila pentru societatea contemporana impune o gandire critica a proceselor economico-sociale și de mediu și faciliteaza proiectarea unui model innovator de dezvoltare durabila a societații bazata pe consum sustenabil. Cercetarea a fost efectuata in cadrul Programului de stat 20.80009.0807.22 Dezvoltarea mecanismului de formare a economiei circulare in Republica Moldova.
Cross-cooperation sectors between the Republic Macedonia and the Republic of Moldova: comparative analysis
(2018) Trendov, Nikola; Stratan, Alexandru; Stratan, Dumitru; Perciun, Rodica; Tirigan, Sergiu
This research aims to asses the rural development perspectives and strategic sectors in Republic Macedonia and Republic of Moldova that can be considered cooperation sectors between the countries. Also, the research will serve as a handbook map for new created and existing LAGs or associative groups aiming to cooperate with other regional partners. A Local Action Group is a non profit-making structure formed of public and private organizations, especially from rural villages, from different socio-economic sectors. Through the European Agricultural Fund for Rural Development (EAFRD), LAGs can apply for financial assistance in the form of grants to implement the Local Development Strategy of their respective territory. Agriculture is important segment of Macedonian economy, as it impacts the economy significantly, by contributing with around 11.4% in total Gross Value Added (GVA). In addition to this, the agricultural sector is important for reducing unemployment rates and it provides employment for about 17.9% of the population. In the Republic of Moldova, agriculture continue to remain an important sector of economy. Even if declining, it is accounting for 12,2% of GDP in the year 2017. Food Industry accounts for more than 30% of the manufacturing, and it is contributing to other sectors such as transport, trade, financial and insurance activity. Main characteristic of the Macedonian and Moldavian agriculture is its dual structure. This means that small farms are most common and dominating the sector. Almost of the holding operate on land less than one hectare. However, these is high level of land fragmentation. In both countries, agricultural policy development is constructed as an adjustment towards the Common Agricultural Policy of the European Union. The process of EU integration resulted with positive changes in terms of better institutional capacities and legislation. Main goals of the national agricultural policies are the CAP objective and at the time this is the national agricultural strategies. In order to achieve these objectives, there has been introduced increased budget, along with systemic establishment of policy through set of laws, strategies, programs and long-term plans.
Dezvoltarea teoriilor cursului de schimb şi evoluţia principiilor de modelare ale acestuia
(IEFS, 2011) Iacub, Nadejda; Perciun, Rodica
În opinia autorului, în baza regimului cursului de schimb, a impactului statului asupra acestuia, prin utilizarea ca un instrument al politicii sale, al modului de stabilire a echilibrului macroeconomic putem profila cinci principale concepţii normative în procesul de evoluţie a teoriilor cursului de schimb: clasică, nominalistă, neoclasică, keynesiană şi teoria zonelor valutare optime. Apariţia şi dezvoltarea acestor concepţii au avut loc în paralel cu dezvoltarea sistemului financiar şi monetar internaţional (SFMI).
Economia circulară și recuperarea deșeurilor din plastic prin reciclare în Moldova
(INCE, 2023) Perciun, Rodica
In the Republic of Moldova, the situation in the field of waste management is similar to countries with an emerging economy because the generation of waste is influenced by numerous factors, such as: the types of economic activity, the difficult macro-financial situation, low incomes, consumer behavior, the degree of responsibility, the level of awareness of the problem of all actors involved in this process. Currently, we can see that the Republic of Moldova is increasingly affected by pollution, including due to plastic waste. The study carried out outlined a synthesis picture on the use of plastic products and plastic packaging, as well as the perception of subjects vis-à-vis the current legislation in the field of waste and plastic products, and created the reflection of society on public policy challenges on plastic waste, which will be addressed in the near future in national circular economy legislation. The purpose of this study was to empirically investigate the level of use of plastic products and the generation of plastic waste, as well as to determine the perception and behavior of the end consumer regarding the circular economy. To achieve the proposed objectives, general scientific methods were applied: analysis, synthesis, history and logic, critical analysis of materials, clustering, but also analysis methods, such as survey, interview, statistical processing of empirical data and official data, graph method, indicators, comparison, grouping, etc. This paper was supported by the State Program 20.80009.0807.22 Development of the mechanism for the formation of the circular economy in the Republic of Moldova.