Certan, Ion2023-09-262023-09-262011CERTAN, Ion. Împrumutul şi creditul bancar în circuitul financiar din economia naţională. In: Economic growth in conditions of internationalization = Creşterea economică în condiţiile internaționalizării: international scientific and practical conference, VI-th edition, october 20-21, 2011, Chisinau. Chisinau: IEFS, 2011, vol. II, pp. 186-199. ISBN 978-9975-4176-7-9.978-9975-4176-7-9https://rses.ince.md/handle/123456789/2018Text: lb. rom. Abstract: lb. engl. Referinţe bibliografice : p. 199 (5 titl.).Nowadays Republic of Moldova makes efforts to reform its economy. The starting point for the reconstruction of national economy is foundation and development of a finance system based on modern and efficient principles and mechanisms. The article considers one of the main directions in development from the current situation within the sources of financing like as credit as their present and future microfinance system. This article considers the ways of formation and distribution of financial sources.romimprumut bancarcredit bancarcircuit financiareconomie nationalafinanceloansinvestmentArticle