Browsing by Author "Manta, Otilia"

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    Digital financial technologies and green finance, support tools for the sustainable development of the economy
    (INCE, 2022) Manta, Otilia
    The current challenges at European and global level have involved the major risk of a severe recession affecting the entire EU economy, including Romania, with direct consequences for businesses, jobs and households, especially in the current pandemic context. As financial technologies shape the future of the financial world in ways most of us have never anticipated, finance experts will have to keep up. Moreover, in the context of the European Environment Agreement and the Global Environment Agreement, funding will face a new challenge posed by the introduction of green funding, which we can say will be found in all areas of activity, including insurance. The European financial market is constantly adapting to current challenges, making it not only more competitive but also an innovative European financial market. In this paper, we intend to develop a plan of proposals for measures and solutions to support the national economy through financial instruments "green bonds", including the proposal of financing mechanisms and models for innovative financial instruments in the context of crises generated by current challenges.
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    Fintechs and innovative financial instruments in the context of the digital age
    (INCE, 2023) Manta, Otilia
    We are currently witnessing a reshaping of the financial system, as a result of the challenges and influencing factors generated by the digital era and the multi-crises of recent years, the extent of FinTechs (financial technology) being carefully evaluated and which include new innovative technologies aimed directly at optimizing financial processes and the automation of classic services for both corporate clients and physical personal financial services consumers. The digitization of financial institutions has determined that the attention on FinTechs is increasing, which is why with this paper we propose to contribute to the field of "digital finance" by identifying and presenting bibliometric analyses of the specialized scientific literature related to the topic Fintech. Our analysis is based on the metadata identified both in databases and in certain works from specialized journals, the data processing being through the VOSviewer and Biblioshiny software. The subject of Fintech is analysed both within the present paper, as a result of the fact that for the academic environment itself there is an interest in redefining financial models in the context of the digital age, but also a permanent involvement of us as researchers in future research works.
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    Green finance and digitalisation, current tools in the world's economies
    (INCE, 2022) Manta, Otilia
    The European Investment Plan for European Green Transactions - The new EU growth strategy to promote the transition to a climate-neutral economy by 2050, is taking shape by launching the European Investment Plan for Green Transactions (Sustainable Europe Investment Plan). Green financing involves raising funds to address climate and environmental issues (green financing). Sustainable financing is an evolution of green financing, as it takes into account environmental, social and governance (ESG) issues and risks, with a view to increasing long-term investment in sustainable economic activities and projects. The main objective of this work starts from the fact that in the period 2021-2030, at least 1 trillion euros will be mobilized, sustainable investments by increasing the resources dedicated to climate actions within the EU budget and by using additional public and private funding. The paper aims to identify and design green financing as a sustainable instrument (FinGreenTech) that meets the requirements of the climate strategy and as a fulcrum in the strategy for fiscal restructuring in the European Union, as well as to determine derivative indicators based on primary indicators in population financing, as the cornerstones of global green finance sustainability.